But that doesn’t have to mean becoming a financial burden, losing your independence, or automatically moving into a nursing home.

With the right planning, you can take control of what long-term care looks like, on your terms. Whether that means receiving care at home, protecting your retirement savings, or ensuring your loved ones aren’t left guessing, a thoughtful strategy brings peace of mind.

Long-term care planning is about more than anticipating medical needs, it’s about preserving your dignity, maintaining choice, and preparing with confidence.

Have you included this essential piece in your retirement plan?

Let’s talk about how to fit it in. Schedule a call to chat more.
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I’ve been thinking a lot about legacy as I make holiday plans with family and reflect on the year.

Not just financial legacy, though that’s certainly part of it, but also the impact we leave through our values, our work, and our relationships.

The truth is, we’re all building a legacy, whether we’re doing it intentionally or not. The holidays are a perfect time to pause and ask:

What kind of legacy do I want to leave?

Here are a few to consider:

A) A financial legacy — ensuring your family or causes you care about are provided for
B) A professional legacy — mentoring others, creating meaningful work, or building a business that lives beyond you
C) A legacy of love and values — being remembered for your generosity, integrity, and presence
D) A lifestyle legacy — showing future generations how to live with balance, freedom, or purpose

There’s no right or wrong answer; only what’s meaningful for you.

Drop the letter that resonates most with you in the comments: A, B, C, D — or share your own version.

If you’ve been putting off retirement planning, you’re not alone. Life gets busy. Priorities shift. But I also want to remind you: not making a decision is still a decision.

Inflation, taxes, market cycles — they don’t pause while we wait. But the good news is, it’s never too late to take the next step. Whether you’re starting from scratch or just haven’t checked in for a while, I’m here to meet you where you are, with zero judgment and a plan that fits your life.

Even small steps now can create meaningful change down the road. Let’s talk about where you’re at, and where you want to go.
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