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GCU Aquila Series Fixed Indexed Annuities are underwritten by GCU Fraternal Benefit Society (GCU), Beaver, PA, and may vary in accordance with state laws. Some products and benefits may not be available in all states. Some riders are optional and available for an additional cost. Certain restrictions and variations apply.

Neither Barclays Bank PLC (“BB PLC”) nor any of its affiliates (collectively “Barclays”) is the issuer or producer of the GCU Aquila Series and Barclays has no responsibilities, obligations or duties to investors in the GCU Aquila series. The Zorya and US Tech Indices, together with any Barclays indices that are components of the Zorya and US Tech Indices, are trademarks owned by Barclays and, together with any component indices and index data, are licensed for use by GCU as the issuer or producer of Aquila Series.

Annuity guarantees are backed by the claims-paying ability of the issuing insurance company. Withdrawals made prior to age 59½ may be subject to a 10% early distribution penalty imposed by the IRS. Agents may not give tax, legal, accounting or investment advice. Individuals should consult with a professional specializing in these areas regarding the applicability of this information to his/her situation.